Tag Archives: welfare benefits

Liberal Democrats’ Crazy To Legalise Cannabis

Hello Everyone

Liberal Democrats are by nature liberal. However that should be a long way from being crazy.

On 11 May 2017, Liberal Democrats UK announced a decision to legalise cannabis, although  its use unofficially, for relief of deep and chronic pain has been around for years.  Getting hold of it must be very difficult and how do you know how much to smoke? Doubtless, Liberal Democrat politicians think that creating official sources will mean purity of the drug.

All well and good but we risk missing the point. There have been studies into the long-term use of cannabis, which highlight damage to the brain.  Long-term use can cause the mind to be overwhelmed by a billion thoughts a day, like everyone else, but somehow they are in such profound depth or on too many subjects that the brain apparently gives up rationality.  I would argue that their thoughts are on a higher plane.

People with mental health issues from cannabis would be thrown onto the mercy of our Welfare State which would have to pay up and often for life; something which this government is keen to end. Oddly, mental health was in the news during the local elections, but has since disappeared.

If the Conservatives take this legalisation of cannabis onboard, they will heap unfortunate people onto disability benefits, because they cannot cope with life without help. Maybe this will not happen for ten years, but it is a scandal they and the Liberal Democrats can avoid by thinking it through.

It is irrelevant whether it is the drug’s fault or not.  Unfortunately the present government does not rule out the continued hacking away at welfare benefits, which is a meek way of saying that they will continue to do it.

May I respectfully that all political parties look before they leap?

 

Have a great week

LucyLou

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Filed under politics

UK Retailers Must Change Their Target Market To Survive

There is something disturbing going on in UK retail. The January Sales, which were stupendous online because of low footfall before a rainy Christmas, have never stopped. An upmarket bathroom company did not take enough percentage off in the January Sales and must have had to whip another television advertisement out to catch up with its rivals. In mid-May they are still in 50% off sales mode and have been joined by DIY chains, especially for kitchens.

Everywhere you go, there are 10% off days and up to 30% off stickers in shop windows. Austin Reed, beloved of women city workers has just gone under. You would think that there was room for a high quality tailor but the markets have changed. It seems as if everyone is looking at cheaper clothes, discounted cars etc.

Economists did say in 2012/2013 that there would be less spending by 2016 as a result of cutting the deficit. The result has been higher utility and petrol bills with few or no pay rises. It was thought that the spending of baby boomers taking lump sums from their pensions would fill that gap. However, much of their spending is going on holidays abroad, thereby taking money out of the British economy.

Unfortunately this government does not seem able to consider consequences of its actions. BHS, a beloved retailer, rival to M&S has just gone into administration and the government allows it. Why was the Business Minister, Sadiq Khan not involved in a pre-administration solution? Its 11,000 employees are now looking for work plus 1,200 people working for Austin Reed.
What is the solution? Company boards must go back to basics and find out or confirm who is their target market. For example, there is no point producing high-heeled boots for sale to 70-year old baby boomers.

The highest consumer spending is generally speaking, the sector with the most free cash. This used to be those on welfare benefit, but cuts and refusals across the board means there is another huge group looking for paid work and cutting their spending. Some of them are second-generation claimants.

Let’s hope that the people with jobs become more aware and a little less smug. The UK has just had two negative quarters of growth, i.e., nothing. Banks are writing to their customers saying that they are cutting their savers’ rates from measly to nothing.

The future of shopping is online. I bought a winter coat online in the January Sales and it arrived immaculately packed, within two days. Having said that, I saw a dress online in a Sale and went to the store to try it on. I came out with something totally different, probably due to the skill of the Sales Assistant. The prices online and instore were identical. Distribution is the key to profit.

Concessions in larger department stores have worked in the UK over the last ten years. Are they still working? If not, who is looking at the problem and what answers have they come up with? I fully expect to be told it is ‘commercial, in confidence’, but meetings between the top ten retailers can surely help each other.

Any ideas on the way forward, because we are sliding into recession? I hope that the government doesn’t blame possible exit from Europe for a dwindling economy. We have a lot going for us; we just need positive guidance.

LucyLou

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Filed under Philanthropy

Spending, What Spending?

Time is awaiting for the British government to realise it has accidentally eliminated spending power. Utility and petrol bills have been rising above inflation. Baby boomers, widely forecast to spend their life savings when given access to pension pots, seem to be spending it overseas. Oh dear, what have I said? The next move will be to limit spending abroad.

Sterling is already sputtering, but worse, millionaires are deserting us for less specifically taxed climes. The tax on second homes will mean the decision about which country to send one’s children to university, is no longer a foregone conclusion. The £30,000 tax on foreign employees already means that young financial whizzes can be more profitably taught in non-English financial centres. The British government, namely Mr Osborne and conspirators, should not meddle in industries they cannot fathom.

Welfare benefits have been so much cut, especially amongst the deserving disabled, that they are no longer spending beyond necessities, if that.

I suggest Mr Osborne fills his £4 billion spending hole by not building the HS1 railway, which in an 19th century way, uses track and wheels. At least investigate the Japanese bullet trains and maybe boost their economy at the same time. As of 1992, they take 23,000 people per hour in either direction, whilst HS1 may manage 23. Some legacy that white elephant will be.

LucyLou

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Consequences of Paying Too Little Wages

Hello, apologies that I have not been around for a while. I guess that I fell off my perch. Political and social comment continues apace.

On 27th November 2015, there was a huge UK internet Sale called Black Friday. It actually lasted the whole of that week and the following week. There were great deals and many people, including me, bought cumbersome electrical items, all delivered to any address.

Congratulations to Royal Mail who has adapted to carrying parcels ordered over the Internet. Stores have also benefitted from online shopping, as prices seem to be the same online and in store.

We are now at the end of March and the January Sales have become the Spring Sales. Yesterday, now end of March, British Summer Time started.
The Sales will stop when stores can no longer sell at reduced prices, as manufacturers are sent to the wall by hungry suppliers. They do not care as they can merely import more goods. Which will go out of business first?

I think it will be the suppliers, whose wage bills will go up 50p per hour per employee from April 2016 for those aged 25 and over. To be fair to the government, there has been a year for the suppliers to lobby against this rise, but they know that they have been paying too little for years. They have been relying on UK welfare benefits to top up the salaries of those with families, aged 25 and over, so that they can maintain a living wage. I have seen people working seven-day weeks and they are exhausted. Those employees can no longer go the extra mile required by his or her employers. Exhaustion is taking its toll across all industries. Hopefully this introduction will stop it.

LucyLou

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Filed under Respect, Uncategorized

Thank You, Denmark

Today, it is Denmark, hung out to dry by the do-gooders, as their rules regarding claim of welfare benefits say that any assets over £1,000 should be sold and given to the government.

Demark has looked ahead and seen the inevitable civil tensions if incoming refugees were treated better than their own jobless people. Great, at last. Someone has seen a consequence. Even better, they have put Danes first.

Denmark also recognises that its healthcare system cannot sustain 21,000 extra people in the last year without some financial input from them. Conveniently this escapes the do-gooders. Most people understand the sentiment, but for Denmark their Country’s finances come first. Good for them and thanks. It sets a precedent.

LucyLou

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Filed under Respect, Uncategorized